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Lubbock Housing Finance Corporation provides programs that promote economic development and encourage the building of long-term assets for individuals and neighborhoods.  Unless otherwise noted, these programs are available to persons living in Lubbock and surrounding counties.

COVID-19 Mortgage Payment Assistance Program

Mortgage Payment Assistance funds for qualified homeowners are available as part of the CARES Act on a first-come, first-served basis.  To find out if you might qualify, ask yourself these questions:


  1. Did COVID-19 cause me to lose income?

  2. Is my home located inside the Lubbock City limits?

  3. Do I occupy the home as my primary residence?

  4. Does one of these situations apply to me due to COVID-19?

    • I am already late on my mortgage payment.

      • – OR –

    • My mortgage loan is in forbearance.


If you answered “yes” to all four questions, contact the City of Lubbock Community Development Department to apply for Mortgage Assistance:


          Call:     806-775-2296

Homeownership Preparation Program

Lubbock Housing Finance Corporation helps qualified persons secure financing to become homeowners. LHFC is a licensed Mortgage Banker and its employees are licensed Mortgage Loan Originators, as required by the S.A.F.E. (Secure and Fair Enforcement for) Mortgage Licensing Act of 2008. Company NMLS #266112


Click here to see our Texas Mortgage Banker Disclosure Interested persons should call 806-744-5397 for more information.

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